Sample High-Value Deviations (Hi-Lo)
| Hand | Basic Play | Deviation | Index |
|---|---|---|---|
| 16 vs 10 | Hit | Stand | TC 0+ |
| 15 vs 10 | Hit | Stand | TC +4+ |
| 10 vs 10 | Hit | Double | TC +4+ |
| 12 vs 3 | Hit | Stand | TC +2+ |
| 12 vs 2 | Hit | Stand | TC +3+ |
| Insurance | No | Take insurance | TC +3+ |
Index values vary by rule set and count system. Use this as a starting framework, then calibrate to your game.